01
Week 1
Paperwork & handover
Sign the agreement at our Najera office, pay your deposit, drive off with the keys the same day.
Since
2018
Based in
Najera, Kampala
Make
Toyota, only
Drive the car
while you earn
the logbook.
Pay a deposit. Pick a Toyota. Drive it the same week. Make weekly payments while you work, and when the last week clears, the car is yours. Logbook and all.
Deposits from
UGX 5M
Weekly from
UGX 300k
Typical term
2 – 3 yrs
Bank loan required
None
Ugandan banks ask for a payslip, collateral, and six weeks of paperwork. Most of our customers have a real income: paid in cash, paid weekly, paid by the piece. Just not the kind banks recognise. That's the gap this program fills.
Mr. Babu walks through the program
Two minutes on how we started, who this is built for, and what the handover day looks like.
From deposit tologbook, in four beats.
02
Weeks 2 – 4
Settling in
Our team checks in. GPS and comprehensive insurance are active from day one, and we iron out anything that needs ironing.
03
Weeks 5 – 150
Weekly payments
Pay via the Babu Motors app, mobile money, or cash at the office. Keep earning with the car, keep paying down ownership.
04
Final week
Title transfer
Last payment clears. We transfer the logbook into your name. The car is legally, completely yours.
How Drive to Own stacks up against thealternatives.
We ran the numbers on how a typical Ugandan gets behind the wheel. Here's how each option actually performs in real life.
Drive to Own Babu Motors | Bank loan Traditional | Renting Uber / SafeBoda | Outright Cash purchase | |
|---|---|---|---|---|
| Upfront cost | Deposit (UGX 5M–12M) | ~30% + fees | None | Full price |
| Credit check required | No | Yes | Sometimes | No |
| You own it at the end | Yes, logbook transferred | Yes, after loan clears | Never | Yes, from day one |
| Time to approval | Same day | 2–6 weeks | Same day | Instant |
| Who actually qualifies | Most Ugandans | Payslip holders | Most Ugandans | Cash-rich only |
| Insurance & GPS included | Yes | Your responsibility | Company's | Your responsibility |
Drive to Own
Babu Motors
- Upfront cost
- Deposit (UGX 5M–12M)
- Credit check required
- No
- You own it at the end
- Yes, logbook transferred
- Time to approval
- Same day
- Who actually qualifies
- Most Ugandans
- Insurance & GPS included
- Yes
Bank loan
Traditional
- Upfront cost
- ~30% + fees
- Credit check required
- Yes
- You own it at the end
- Yes, after loan clears
- Time to approval
- 2–6 weeks
- Who actually qualifies
- Payslip holders
- Insurance & GPS included
- Your responsibility
Renting
Uber / SafeBoda
- Upfront cost
- None
- Credit check required
- Sometimes
- You own it at the end
- Never
- Time to approval
- Same day
- Who actually qualifies
- Most Ugandans
- Insurance & GPS included
- Company's
Outright
Cash purchase
- Upfront cost
- Full price
- Credit check required
- No
- You own it at the end
- Yes, from day one
- Time to approval
- Instant
- Who actually qualifies
- Cash-rich only
- Insurance & GPS included
- Your responsibility
Legitimate. Licensed. Local.
What you're signing up to
Registered
URSB Uganda
Operating since
2018
Physical office
Najera, Kampala
Toyotas delivered
1,400+
Everything we need fits in asingle folder.
Bring these and we can start your plan the same day. No payslip, no credit bureau, no six-week wait.
- 01
Valid Identification
Government-issued ID such as a national ID card or passport.
- 02
Security Deposit
An upfront payment depending on the car model (e.g., UGX 5M for Toyota Passo, UGX 10M for Toyota Noah).
- 03
Application Fee
A processing fee is required when applying for the Drive to Own program (amount may vary).
- 04
Driving License
A valid driving license is mandatory as part of the eligibility criteria.
- 05
Passport Photos
Two recent passport-sized photos are required for your application documents.
- 06
Two Guarantors
You must provide two guarantors who agree to support your application and take responsibility if needed.
The people who alreadydrive and own.
2.5 years
“My bank said no. Babu said, pay a deposit and take the car. Two and a half years later, the Wish is mine.”
156 weeks
“Weekly payments fit how my salon earns. Saturday is always my big day, and that's when I pay in full.”
Earns while it pays
“I use the Probox for deliveries and it earns for itself. Every weekly payment comes out of that income.”
Register todayand drive sooner than you think.
Takes two minutes. We'll call back within 24 hours with a plan tailored to your budget.